February 05, 2010
My Story Will Give You Hope... After Years Struggling To Make Ends Meet, The Recession Hit And We Nearly Went Under; Then I Found A Way To Make Money And Turned It All Around Within Weeks |
If you're searching the internet for information about how you can make ends meet, 
get out of debt or just make more money I’m thrilled that you’ve found my site, as not only will my story give you hope, it'll save you hours of trawling the internet looking for the right products and save you money by not buying the wrong products.
It’s not long since I was doing the exact same thing that you are now, and coming across all sorts of sites that promised the earth and products that delivered nothing.
My name is Rob Brown and like so many people nowadays, I spent years struggling to pay the bills, choosing who to pay off first when I did have money, and fantasizing about the day when I wouldn’t have the burden of money worries.
This was hard enough to manage when the economy was flourishing, but as soon as the recession started to bite back in July 2008 my finances gradually started to slip further and further from my control.
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| The Modern Day Credit Card Debt Problem. |
As you’ll probably be aware, soon after the millennium it was very easy to borrow money and get credit. It seemed everyone you applied to for a credit card would accept you and give you a generous credit limit.
As I’d had my first child at 19, obviously this credit was welcome at the time as my wife and I set up home, with all the associated costs, whilst topping up my low income to pay the bills on time. We didn’t have any problems making the repayments and over the few years that followed I’d get promoted at work, and the increased pay would lead to more companies being happy to lend us money.
Don’t get me wrong, credit cards are great for getting things that you would otherwise be unable to afford, and I believed that over time we’d easily be able to pay them off.
Then came the balance transfer phase, where you’d apply for a card with a better interest rate, transfer the balance off your old card and save money on interest. The problem was, we’d always keep our old cards open so inevitably end up increasing our debt even more. Is this sounding familiar yet?
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| Beware Of Getting Loans To Pay Off Your Other Debt! |
The next logical step in our circumstances was to then get a loan to pay off the credit cards, which would make the growing debt easier to manage.
Although this sounds great in practice, we’d actually find that to still keep going we’d have to use the credit cards for ‘emergencies’. These ‘emergencies’ would happen with increasing regularity, until the cards were just back in use as before.
As our lives progressed, our family was getting bigger, and we had taken the plunge and bought a house on a mortgage that was stretching us. At this stage we could still just about meet the repayments, but any surprises that arose, like having to pay for the car to be serviced, or luxuries like a weekend away would automatically go on the credit cards.
I didn’t realize at the time that I was now becoming well embedded in the ‘debt spiral’ that we now know so much about.
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| I Set Up My Own Business As My Job Wasn’t Covering Everything. |
Four years ago I set up a business as my wage just wasn’t meeting my outgoings. I knew it was a risk, but I’m an entrepreneurial person and believed there was a good market for what I proposed.
My business was in the recruitment sector, which at the time was a vibrant market. The three years that followed showed that there was a lot of potential, and although my debts were not shrinking, I was managing to keep them stable and meet the repayments.
I now understood the problems that my borrowing had created, although I maintain to this date that the money we had borrowed was not for flamboyant living, just to get by with the essentials for us and our young family. Even at this stage, when we could afford the repayments, the debt was always on our minds, and was a real burden on our relationship and our lives in general.
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| Then Came The Recession! |
When the current economic problems started in July 2009, the recruitment sector was one of the first hit by the effects.
The business I’d been working hard to build up over the three years previous was still running, but not at a profit. This soon meant that at first I started to miss the odd payment here and there, and my direct debits started bouncing.
It just amazes (and angers) me that as soon as you have no money to pay for your outgoings, the problems are amplified by the fact that you get charged by your bank for not having enough money! A missed direct debit would cost £30, and whoever you were supposed to be paying usually adds their own charge on top as well; making it a double sting.
What followed were nearly six months of hell, falling so far behind on everything, including my mortgage payments, and I just couldn’t see any way to get out of our financial mess.
I couldn’t sleep at night, my wife and I were constantly arguing about money, I lost motivation with my business and had been prescribed anti-depressants by my GP. My two biggest worries were that we’d lose the house that we loved and were bringing our children up in, and then explaining it all to our friends and family - all our debt problems out in the open.
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| Had I Found A Way To Turn It All Around? |
The reason I’ve gone so in depth with my personal financial problems is the fact that I truly believe that if I could get out of my financial mess, anyone can.
The point of me writing this is to tell you that no matter what your financial circumstances are, whether you’re massively in debt, out of work or just needing more money the answer is right under your fingertips – your computer.
As I mentioned above, I’ve always been an entrepreneurial person, and as long as I remember I wanted to control my own destiny and be my own boss. During the years when I had been running my business, I was always acutely aware of the power of the internet and its money making possibilities.
I’d invested in all sorts of schemes and programs that promised to make you wealthy, and over the years had little or no success using a variety of techniques – MLM marketing, drop-shipping, poor quality affiliate techniques, survey filling, eBay to name but a few.
However, as I was trying virtually every new product that came on the market, I always believed I’d one day find the ‘diamond in the rough’.
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| In Fact I Found Two Diamonds! |
As my income from the business evaporated, and after spending the last 6 months of 2008 trying to turn around its fortunes, I began spending more of my time focusing on the internet products that I’d bought that showed the most promise.
As I worked on this, it soon became clear that there were two products that stood head and shoulders above the others, not only were they making early profit, but they offered excellent customer service (something that had been ‘overlooked’ in the past) and full support. The ideas they put forward were so simple to implement, even for a computer novice, and when chatting on various forums I found that they were being very highly spoken of by others who were much more in the know than me.
I decided to press on with them both, and have never looked back.
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| Where Am I Now? |
Well, my original business is still going but still not profitable, although when we come out of the recession I’ve got big plans for it.
The thing is, it really doesn’t matter that much anymore, as I’m making more than enough money from the internet so see me through.
When I started I just wanted to get myself out of debt, or at least make the  repayments, but the results have blown away my expectations. I can still feel the excitement I first felt when money was collecting my accounts, and remember praying to myself that this could be the answer to my problems. Within two months of taking the programs seriously, I was making the sort of money I’d previously dreamt of, and that was just to set the wheels were in motion. During the months that have followed the income has been increasing almost exponentially.
I’d paid off over £35,000 of debt by month 5, and in month 6 I treated myself to car that I’d always wanted. I know it sounds ridiculous, but if you really apply yourself to do what you’re told in the programs you can make it happen for yourself and your family.
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| Is It Really That Easy? |
I don’t want you to think that it’s as easy as buying the programs and then sitting back and watching the money roll in. I must stress that you need to learn the techniques and understand them. There is a lot more work involved than their sales page would have you imagine, with a relatively steep learning curve.
That said, I achieved what I have done to date by working in the evenings around my business and my family life. There were few nervy times in the first month, but I just pressed on with it and followed the instructions.
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| The Products I Recommend |
Although both the products hype themselves up on their sales page, don’t let it put you off as they’re just trying to get their message across and make the sale. Whichever one you choose (although I’d recommend both together) if you follow the programs accurately, I can’t see where you can go wrong. These products have been developed over many years by their creators, and are the latest in a line of their products. You're essentially buying the knowledge that have amassed these people vast fortunes and great respect in their fields.
The products are shown below – just click on the links and make sure that if you do buy them that you have to put them into action – there are a lot of people who buy these products and simply don’t even start to try them out. My personal advice is to watch all the videos twice – watch them once through, and then again where you take notes and work out how to get started.
All the best – hopefully soon you’ll have a story to inspire other people in financial difficulty!
Robert Brown
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| P.S. At the time of writing, a good tip is to try to shut the window down and it activates a pop-up window that lets you buy it at a further discount. Good luck! |
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